12. checks account number: which account the money is
coming from
13. check number: keeps track of how many checks you have
written
14. liquidity: how easy it is to access your money
15. direct deposit: money goes directly into your account from
your paycheck
16. required balance: minimum balance that must be in an
account at all times
17. credit limit: how much you are allowed to put on your credit
card
18. APR: annual percentage rate
19. credit card disclosure: ensures that credit card companies
treat customers fairly
20. fees and interest: you have to pay fees if your credit card bill
isn't paid on time and you have to pay the money loaned back plus
interest
21. three major credit bureaus in the United States: Experian,
Transunion, Equifax